401k Limits 2025 Over 50 . Employee contribution limits go up $500 more in 2025, to $23,500 from $23,000. Contribution limits for 401(k), 403(b), most 457 plans, and the federal government's thrift savings plan will increase by $500 for 2025.
However, the irs will hold the ira annual contribution limits constant from 2024 to 2025 at $7,000. The simple ira and simple 401(k) contribution limits will increase from $16,000 in 2024 to $16,500 in 2025.
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